Credit Union Membership

You're not just a member to us... you are family!

Southern Gas Federal Credit Union (SGFCU) began in 1941. As one of the oldest credit unions in Arkansas, we have seen many financial changes. However, our purpose has remained the same- to provide outstanding products and services that assist our members in meeting their financial goals and needs. 


There is true equality in our credit union. Every member has one vote, regardless of account size. Every member benefits from the success of the Credit Union, whether it's better rates on savings, lower rates on loans, fairer fees, and above all, member service.


The success of our credit union survives through the cooperation and volunteerism of its members. Because you are an owner and a "shareholder", you'll receive the highest quality of financial service available along with financial products to meet your changing needs. We are devoted to helping you achieve your financial goals.


You have a vote, and your suggestions are valued. As an owner, you have control, and when you have control of your money, you make it work for you and your community. The funds in your credit union come from your community and are returned to your community.


We understand the financial needs of the citizens of our communities because we live and work here. When you access your credit union, whether online or through the front door, you know you are entering your financial institution. Become an owner in our credit union today and experience the difference in financial service delivery. Open an account today. Invite your family to become an owner in our credit union.


Southern Gas Federal Credit Union membership gives you something you can’t get from a bank: Ownership. As a member-owned, not-for-profit financial cooperative, our earnings are returned to members in the form of low cost loans, high yield dividends accounts, and free or low cost services.

A deposit of $25.00 is required to open your share (savings) account. The $25.00 remains on deposit to hold your share in the credit union, making you eligible to apply for any credit union products and services. The same services are available to your “immediate” family members (spouse, child, step-child, sibling, parent, grandparent, or grandchild) because they are also eligible to be a member of Southern Gas Federal Credit Union. By using our services, and by spreading the word to your eligible co-workers and family, you are helping us, and you, grow and thrive.

Our motto is “People Helping People.” We’re all working together to help each other. That’s the value of credit union membership.

If you are looking for a financial institution to take care of all your money matters, look no further. Southern Gas Federal Credit Union offers you everything you need through its comprehensive suite of financial services.


2205 East Roosevelt Road

Little Rock, AR 72206

(inside the Summit Utilities building)


PO Box 2600
Little Rock, AR 72203-2600

Contact Us

Call or Text: (501) 374-2031

Fax: (501) 374-2041




Monday - Friday

8:00 - 4:00

Lost or Stolen Cards


Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government Agency.

National Credit Union Administration, a U.S. Government Agency.

Love My Credit Union Rewards

APR = Annual Percentage Rate | APY = Annual Percentage Yield

Rates will vary depending on creditworthiness and are subject to change without notice.

Loan terms available may vary depending on amount borrowed, the length of contract, credit history, and payment method.

All loans are subject to approval. Regular terms and conditions apply. Southern Gas Federal Credit Union is an Equal Opportunity Lender